As real estate professionals, realtors play a crucial role in guiding clients through the buying and selling process. One important aspect is understanding the appraisal report, which determines the value of a property. But can realtors request a copy of the appraisal report for their records and review? In this blog, we will explore the topic in detail, shedding light on the access realtors have to appraisal reports and the benefits it brings. Let’s dive in!

  1. The Importance of Appraisal Reports: Appraisal reports are comprehensive documents that provide an unbiased assessment of a property’s value. They take into account various factors such as location, condition, comparable sales, and market trends. Understanding the appraisal report helps realtors and their clients make informed decisions during negotiations, pricing strategies, and market analysis.
  2. Access to Appraisal Reports: Realtors typically do not have direct access to the appraisal reports unless they are specifically named as an intended user by the lender or client. However, realtors can request a copy of the appraisal report through the client or lender, as they have a professional interest in understanding the property’s value and supporting their clients.
  3. Benefits of Reviewing the Appraisal Report: a. Accurate Market Knowledge: By reviewing the appraisal report, realtors gain valuable insights into how the property’s value was determined. This information helps them better understand the market and provide accurate guidance to their clients.

b. Clarification and Verification: Requesting the appraisal report allows realtors to verify the accuracy of the information presented. They can ensure that the report considers relevant factors and that any errors or discrepancies are addressed promptly.

c. Support During Negotiations: Having access to the appraisal report empowers realtors to advocate for their clients effectively during negotiations. They can reference the report to justify their position and support their pricing strategy.

d. Addressing Appraisal Issues: In some cases, realtors may identify discrepancies or errors in the appraisal report that could affect the property’s value. By reviewing the report, they can bring these issues to the attention of the appraiser or lender for further investigation and resolution.

  1. Ethical Considerations and Confidentiality: Realtors must handle appraisal reports with utmost professionalism and respect the confidentiality of the information contained within them. Appraisal reports are the property of the lender or client who commissioned the appraisal. Realtors should only use the information for legitimate purposes related to their representation of clients and not disclose it to unauthorized parties.
  2. Collaborating with Appraisers: Realtors should maintain open lines of communication with appraisers. Building a professional relationship can benefit both parties and facilitate a better understanding of the appraisal process. By fostering collaboration, realtors and appraisers can work together to ensure accurate valuations and address any concerns or questions that may arise.


While realtors may not have automatic access to appraisal reports, they can request a copy for their records and review through the appropriate channels. Reviewing appraisal reports enables realtors to gain insights, support their clients, and ensure the accuracy of the valuation. However, it is essential to handle appraisal reports ethically, respecting confidentiality and using the information for legitimate purposes. By collaborating with appraisers, realtors can contribute to the overall accuracy and transparency of the appraisal process, benefiting their clients and the real estate industry as a whole.